Richard has over 40 years experience in the financial services industry and has obtained the CLU and ChFC designations. This extensive experience has provided him with the knowledge and information necessary to provide his clients the opportunity to achieve goals regarding their investment strategies. The primary object is to arm investors with the truth, so they can make educated choices about their financial future. This process is done through an investor education series that allows the client to understand complex concepts, which are critical to achieving long-term peace of mind. Richard is an avid golfer, enjoys travel and is a private pilot. He and wife, Vicki, have 4 sons, 4 daughters-in-law and 9 grandchildren.